Things to Know About Car Title Loans With no Title

Things to Know About Car Title Loans With no Title

When you visit the DMV or SOS office in person to inquire for a lost title, you will usually need the following:

  • Government-Issued Photo ID
  • Car Registration
  • Completed Car Title Replacement Form
  • Money for the Replacement Fee

Have questions about how to get a duplicate title or on how to transfer a car title? Call title loans serviced by LoanMart at (855) 277-4847.

Sometimes you may be able to obtain a used car as a hand-me-down from a friend or relative. If the car originally belonged to Clinton payday loans reviews someone else and now you own it, ensure that the car title is in your name.

If the car title is not in your name, then in the eyes of the law the car does not legally belong to you. This means you cannot sell it, trade it in, or use it to obtain an emergency loan. Until you acquire a new car title with your name on it, you may not even use the car title to obtain emergency funding.

If you would like to formally proceed with the process of requesting a title transfer, you will need to send a request through the mail or inquire in person. If you decide to go in person, you will need to visit your local DMV.

For a title transfer, you will usually need a government-issued photo ID, a car title signed by the current owner, a completed title transfer form, and money for the transfer fee.

Instead of Title Loans without the Title, Try Transferring your Title to the State you Live in

If you are moving to/from Ohio to/from another state, it’s important to know that each state office has different procedures to get a duplicate car title. Most require proof of ownership, photo ID, and a request form. You will also have to pay a fee since there is always a charge for providing a copy. If you are unsure how your specific state handles requests for a copy of a car title, visit the local DMV or BMV website.

Where Should You Keep Your Car Title and Other Vehicle Documents?

Owning a car comes with a lot of paperwork, so you have to know where to put all these important documents to keep track of them all and keep them safe. There are some things you should keep in your car’s glove compartment and other’s you shouldn’t. So where should you keep your car title and the other paperwork for your car?

Vehicle Registration

You’ll have to show “license and registration” when asked by a police officer, but you shouldn’t keep the original registration in your glove box. Instead, keeping a copy of your registration folded into your wallet behind your driver’s license is better and safer.

Proof of Car Insurance

This is something that should always be in your car in the glove box or another safe compartment. In most states, you can be ticketed for having this on hand while driving.

Owner’s Manual

This shouldn’t be buried in a drawer somewhere in your house. This is a very important book that should be kept in your glove compartment where you can get to it easily in case of a flat tire or strange symbol popping up on your dashboard. While on-the-go you need to be able to know how to fix any issues with your car. This guide can’t help you if it’s at home.

Car Title

Your auto title is one thing you shouldn’t keep in your actual car. If someone were to break into your car and steal it, the thief would probably have everything they need to sell it or keep it. They would have the car title and they would probably have the registration information too if you keep that in the glove box.

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